About Us

Our Story

Paz Organization is an independently owned and operated business selling AIL Insurance policies. AIL (American Income Life) was founded in 1951 by Bernard Rapoport with only $25,000 of borrowed capital and grew to become a multimillion dollar firm. In 1994 AIL was acquired by Globe Life Inc (Torchmark Corporation back then) for just over $560 Million Dollars at this Bernard retired as Founder of AIL and dedicated the rest of his life to philanthropy through his foundation.

Globe Life Ratings and Financial Strength

Globe Life has top-rated financial strength ratings. Policyholders and stakeholders can trust in our long-term financial security.

A (Excellent)
A.M. Best Company​
Better Business Bureau (BBB)

Paz Organization

Byron Paz founded Paz Organization (formerly BP Agencies) as a startup agency in December 2013, starting with a modest 8 x 10 office furnished with only two folding chairs and a desk. Today, Paz Organization is committed to becoming the largest agency representing AIL (American Income Life) in Canada, with a vision for growth and success in the life insurance industry.

In 2014, The Paz Agency was recognized as the top rookie agency of the year, earning international acclaim for its achievements. With a remarkable growth trajectory, the agency expanded from zero to 30 associates within just 36 months, culminating in a spectacular 2017 where it became the second-highest agency in performance factor growth across all of AIL worldwide. The CEO’s remarkable performance led to his appointment to the AIL Executive Council in 2018.

In January of 2018, Byron joined forces with Josh Chalom to create the Chalom Paz Agencies, a highly prosperous venture that enjoyed a successful run for 20 months. However, in September of 2019, the partnership was dissolved, and Byron took over as the sole proprietor of BP Agencies. It has since undergone a name change from BP Agencies to Paz Organization. This strategic move was aimed at strengthening its alignment with our parent company Globe Life and enhancing the brand recognition and overall market presence.

Looking ahead, 2023 is set to be another year of growth and success for Paz Organization and its exceptional team.


Take a look at our numbers!

Take a glance at our figures. With an extensive track record, a substantial clientele, wide territorial coverage, a strong financial rating, and numerous other indicators, rest assured that you are in capable hands.

Active Policy Holders
Claims processed
Claims Paid

At Paz Organization, we strive to become an industry leader by becoming the largest & finest insurance agency in Canada. our core values of integrity, excellence, discipline & ethics will be exemplified daily. we will provide the best service to our clients & a life-changing career opportunity for our associates & leaders to exceed their personal & professional goals.


At Paz Organization we envision a better future for our clients and associates. By staying in alignment with our mission of becoming the largest and finest, by staying in alignment with ail’s mission of “protecting working families” and growing our presence in our communities, we see ourselves as strong contributors to our local economies and continuously breaking growth records for Globe Life.



At Paz Organization we are committed to “making tomorrow better”. Our values of integrity, discipline, perseverance and excellence are in true alignment with Globe Life inc (nyse:gl) and AIL’s mission to “protect working families” across our communities.

What We Offer

We understand the importance of securing your future and protecting your loved ones. That’s why we offer a diverse range of life insurance products tailored to your unique needs and circumstances. Our team is dedicated to providing you with the best options and support, so you can have peace of mind knowing that you and your family are covered.

Who We Serve

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Labour Unions
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Credit Unions
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Group Associations
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Working Families

We Provide the Best Service in Industry​

So if you’re ready to take control of your financial future and secure your family’s well-being, don’t hesitate to book a consultation with our reputable advisors. They can answer any questions you may have and guide you through the process of selecting a policy that suits your needs and budget. Don’t wait, schedule a consultation today and start planning for a brighter tomorrow.